Dear swamy/periyava,
Adiyen ramanuja dasan
When this atma not blessed, we are going to suffer. But Why two punishment?. It should be either as per Karma(rebirth) or Hell(cruel punishment). But as far as my understanding is that sin person will go to hell, after that he will get rebirth again!. When karma or rebirth itself very tough punishment, why can’t baghwan sideline the hell punishment.
Adiyen ramanuj dasan